September 25, 2019 @ 5:30 pm – 8:30 pm
K&L Gates LLP
599 Lexington Ave
New York
NY 10022

Why Open is the Future of Banking


Wednesday, September 25, 2019
at the offices of K&L Gates LLP
599 Lexington Ave, New York, NY 10022


The term Open Banking has been in the news for a few years, and what it means is straightforward: the use of open APIs to enable third-party developers to build applications and services around the financial institution, and greater financial transparency options for account holders. The idea behind Open Banking has been creeping into the financial services world for a while, with firms like Mint that pull and aggregate your financial data. But they were doing it through the back door. Open Banking offers front door access to information. But what does it mean for bankers, fintechs, and consumers? What can we learn from theUK, where regulations already require banks to cooperate with authorized third-parties? What will it look like in the US?

Join NYPAY for a drink and lively discussion of this increasingly prominent topic.


Thanks to our host:



The Panelists

Arshi Singh

Arshi Singh

Director of Product Management in North America, Currencycloud

Arshi heads the North America Product at Currencycloud. She is responsible for managing the product roadmap, integrating with banking partners, and defining the strategic direction for Currencycloud’s Payments and Collections network across multiple currencies. Prior to this role Arshi worked as Vice President Product at JP Morgan with 15 years of experience in various roles across finance and technology. Arshi started her career as a software developer before moving on to Treasury, Mergers & Acquisitions and Payments, and has split her career between Asia and North America. Arshi has an MBA from Duke University and a Bachelors in Computer Science.

Jane Barratt

Jane Barratt

Chief Advocacy Officer, MX

Jane Barratt is the Chief Advocacy Officer at MX. She is the founder & previously CEO of GoldBean. She is a long-term investor, a champion of financial literacy and a lifelong digital marketer. She is also on the board of a Canadian listed technology company. Prior to GoldBean, Jane spent more than 20 years driving growth for Fortune 500 companies, including many Financial Service Jane is also an author on LinkedIn Learning – helping hundreds of thousands of people all over the world improve their financial skills through online video courses.

Don Cardinal

Don Cardinal

Managing Director, Financial Data Exchange

Don Cardinal is Managing Director of the Financial Data Exchange (FDX), a non-profit, industry led collaboration dedicated to unifying the financial industry around a global interoperable standard for the secure access of consumer and business financial data.

Don comes to FDX after more than 20 years with Bank of America, where he served in key leadership roles as the Privacy Officer of their Military Bank, the Digital Banking VP for Military Bank, VP in Digital Banking, and most recently as a Senior VP in Global Information Security, where he orchestrated the bank’s DMARC email security implementation. From 2016 to 2018, Don also served as co-chair of the Financial Services Information Sharing and Analysis Center’s (FS-ISAC) Aggregation Working Group. Prior to his banking career, Don worked for a fintech, writing tax preparation software.

Don is a Certified Public Accountant, Certified Information Systems Auditor, Certified Information Security Manager, and holds a Six Sigma green belt. He earned BBAs in Accounting and Finance from Texas A&M University and an MBA from Our Lady of the Lake University. He is a graduate of the FBI Citizens Academy, a member of the FBI’s InfraGard and holds seven U.S. patents.

Don is a frequent speaker on data aggregation, DMARC email security and other security topics, and has served as an adjunct faculty for the University of the Incarnate Word. His volunteer work has included leadership roles in the 500 Inc, Treasurer for pARTners supporting the North East School of the Arts, and as Treasurer and President of the Alliance Française de Dallas.

Don resides in far North Dallas with his wife, son, two dogs and two cats.

Gene Neyer

Gene Neyer

Chief Strategy Officer, Icon Solutions

Gene Neyer brings decades of banking and vendor experience in global payments, focusing for the last 10 years on Payment Modernization, Instant Payments and clearing and settlement. He is a is an advisor and a Subject Matter Expert engaged on renovation projects with FinTech’s and FIs, board member of the US Faster Payments Council and the president of Supplier Committee at BAFT.

Previously, Gene was a Head of Industry and Regulatory Engagement for Finastra (and its predecessor company D+H), where he led a similar process modernization analysis for a top global issuer.  Prior to that, he was an SVP, Head of Product Management for the Global Payments at Fundtech, Principal at NG Group, Management Consultancy focusing on Payment Architectures and Operational Efficiency; Managing Security Executive for FSTC, a consortium of leading US banks and vendors; Head of Engineering and Security for EBS (an FX agency broker – now part of ICAP); and Head of Development for US payments at Deutsche Bank and Bankers Trust.

He is a past representative to EBA, Fed, IPFA, TCH and other industry organizations.

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